Banks and Credit Unions
Help a Good Customer When the Credit Box Can't.
Built to support the relationship, not replace it.
SLB Capital Group is a relationship management tool providing outside capital solutions for owner-occupied commercial real estate situations that traditional credit cannot fully address.
You Know This Customer
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The Business is Viable
A real operating company with a proven business, strong track record, and a reason to keep moving forward.
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The Relationship Matters
Deposits, treasury services, lending relationships, referrals and goodwill extend well beyond a single CRE loan.
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The Real Estate Has Value
Mission-critical owner-occupied real estate contains embedded value that conventional credit policy may not fully recognize or access.
When to Call Us
What we can help solve for:
Maturing owner-occupied CRE loans
Refinance shortfalls
Covenant or reserve pressure
Concentration or policy limits
Special assets and workouts
Unmet growth capital needs
Succession or ownership transitions
Situations where additional capital is needed but the institution does not want more exposure
Two Ways We Can Help
Leaseback Lending™
Unlock more of the value in owner-occupied real estate.
Leaseback Lending™ uses a structured sale-leaseback (“failed sale”) as a capital solution. The business receives liquidity, continues operating from the property under a long-term lease, and has defined future paths to repurchase the real estate.
OptionBridge™
Access real estate-backed capital while preserving ownership.
OptionBridge™ provides an alternative path to liquidity for qualified commercial property owners, including situations where preserving an existing senior financing relationship may be important.
What the Institution Gets:
Risk Reduction
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Relationship Preservation
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Resolve or reduce unwanted CRE exposure.
Preserve deposits, treasury services and the broader customer relationship.
No Cross-Selling
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SLB's role is focused on the real estate-backed capital problem. We are not trying to replace the institution's core banking relationship.
Future Opportunity
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Once the customer's position changes, conventional financing opportunities may reopen.
What We Need to Start
Property address
Estimated Property Value
Current Payoff Amount
Desired Capital Amount
Use of Funds
A short explanation of what the institution wants to accomplish
No giant underwriting package is needed for the first conversation.